Building financial skills
For more than two decades, Visa has been developing financial inclusion programmes to support communities. We understand the value of financial skills and its ability to create opportunities and lasting change. Whether it’s contextual and active learning, to interactive content, to deeper behavioural change, we’re helping people take steps towards the skills they need to thrive.
Money Management
At Visa, we believe that understanding how to spend, save and budget are essential skills that everyone should have access to. Our programmes help individuals around the globe make informed financial decisions by offering interactive tools and educational resources to help individuals and communities build stronger financial futures.
Practical Money Skills
Our award-winning Practical Money Skills programme helps individuals and communities to develop their money management skills - empowering people to improve their quality of life and unlocking opportunities.
Practical Business Skills
Micro and small businesses are the backbone of the global economy. Through the Practical Business Skills programme, we’re equipping entrepreneurs with free resources and tools to help them prosper.
Financial Skills
Learn to budget
- While budgeting may sound complicated, it can be quite simple.
- The first step is to work out your total expenses, which is the combined amount of your fixed and flexible expenses.
- Fixed expenses stay the same from month to month - this could include rent or mortgage payments - while flexible expenses change from month to month - this could include big expenses or utilities.
- Once you've worked out your expenses, you'll need to calculate your income, which could include income from your job or other resources including pensions, rental income and more.
- Once you've subtracted your expenses from your income, you’ll have a general idea about how much money you’ll have left over to spend.
Entrepreneurship
We’re equipping entrepreneurs of today and tomorrow with the skills they need to thrive. We know that the playing field isn’t even, and we’re working to empower people from all backgrounds, particularly those from underserved groups, to access the resources they need to unlock opportunities and take their next steps in business.
She's Next
She's Next is providing resources, tools and funding opportunities to remove barriers for women entrepreneurs
Practical Business Skills
Visa is equipping small business owners with free educational resources to help them grow and manage their businesses
The Second Half
The Second Half is a career development programme supporting female footballers as they consider their careers beyond the football pitch
(1) Research commissioned by Visa and conducted by Opinium with 3,000 children aged 8-14, between 16th August 2023 and 20th August 2023. The data was collected using an online survey in six markets across Europe, including the UK, Italy, Spain, Poland, France, Sweden. Each market has a sample size of 500 children.
(2) https://www.cedefop.europa.eu/en/tools/skills-intelligence/self-employment?country=EU&year=2021#1
(3) https://mybnk.b-cdn.net/wp-content/uploads/2023/12/Impact-Report-final.pdf
Are you money ready?
Financial literacy is a key building block for any budding entrepreneur, but research shows that young people are not as confident managing their money compared to older age groups.
MyBnk, one of our partners, has created an interactive quiz designed for young people to brush up on their money skills and for teachers to assess their students’ financial knowledge.
Take the quiz to find out your or your students’ money management style, build knowledge, and discover helpful resources based on results.
Gamification
At Visa, we're demystifying money management and providing education through fun and engaging mediums, including video games and comic books.
Marvel
Visa and Marvel teamed up to create engaging financial education comic books that introduce fundamental money management concepts.
FIFA Financial Football
Financial inclusion video games designed to take players’ money skills to the next level, while they lead their favourite FIFA country to victory.
Empowering refugees across Europe
Europe’s forcibly displaced and stateless population has drastically increased in recent years. By leveraging our expertise, Visa is providing refugees with the financial tools they need and empowering them with skills, opportunities and support to rebuild their lives and create long-term financial resilience.