Feel in control with Visa card payments

Whatever your needs, wherever you are, there’s a Visa card to suit you.

And Visa allows you to do so much more than cash ever could. You can pay, simply and securely, in person, online, over the phone or through the mail. You can keep track of your spending. You can manage your money. And you can stay in control.

You can also choose from a huge variety of different Visa cards, Visa debit - linked to your bank account, Visa credit, Visa Business and Visa Prepaid.

Whichever Visa card you do choose, it will be accepted around the world. You will be protected from fraud. And, unlike cash, your card will be replaced if it is lost or stolen.*

These are just some of the reasons why you can feel in control with Visa.

* Subject to your bank’s terms and conditions.

A card that links directly to your bank account and keeps your money protected.

No other card is more widely accepted around the world than Visa debit. Visa debit allows you to pay, simply and securely, in person, online, over the phone or through the mail. You can keep track of your spending. You can manage your money. It is the easiest way to access the money in your bank account.

Visa debit can be used whether you're home or away, at any time of day or night, so there's no need for cash
Wherever you use Visa debit, you are fully protected. If, for example, you're unfortunate enough to book a holiday with an airline or travel agent that becomes insolvent, you'll generally get your money back. Similarly, if you order something that is not delivered, not as described, or arrives faulty or damaged, you’ll receive a full refund
It's a safe, secure way to pay, backed up by proven security technologies like Verified by Visa and Chip and PIN
It's more versatile than cash, and if you lose it, you’ll be sent a replacement*
As millions of people around the world have found, you can easily use Visa debit everyday, everywhere, for everything.

*Subject to your bank's terms and conditions.

A great financial fallback should anything unexpected happen.

Visa credit can help you to better manage your money, and gives you a safety net for those unexpected payments that may sneak up on you.

It gives you control over your finances by providing an overview of your spending, and helping you to smooth over the peaks and troughs of your monthly finances
If you've bought faulty or damaged goods, or a retailer has gone out of business, then a Visa credit will protect your purchases. There is also no safer way to pay online than Verified by Visa, a simple password-protected, identity-checking service that takes the risk out of online shopping.

A card that's pre-loaded with money.

As its name suggests, Visa prepaid is a type of Visa card that is pre-loaded with funds. Instead of being linked to a bank account (like Visa debit), or providing a line of credit (like Visa credit), the amount you can spend is limited by the value that’s been pre-loaded onto the card.

Visa prepaid cards generally look just like normal credit or debit cards, carrying all the same features (such as the card number, expiry date and security code). They are easy to use, widely accepted, safe, convenient, and can help you control your spending.

A variety of Visa prepaid cards are offered by a wide range of banks, websites and high street retailers. Popular options include:

Travel cards – for spending money abroad, enabling you to separate out your holiday spendingConvenience cards – ideal for people who may not qualify for a traditional debit or credit card
Youth cards – specifically designed for younger people, enabling them (and their parents) to control and monitor their spending
Gift cards – a safe, convenient and fun way to give money to friends or family
Virtual cards – a prepaid card account that’s specifically designed for online, mail-order and telephone spending.

Depending on which particular option you choose, a Visa prepaid card may be:

A disposable prepaid card, which is much like an electronic gift voucher – you use it until all the funds are spent (and you’re happy with your purchase) then throw it away
A re-loadable prepaid card, which acts like a prepaid mobile phone account – when the value is running low, you can top-it up and use it again

Giving you better control of your business finances

Visa Business debit and Visa Business credit cards both offer a convenient and secure way to keep control of your businesses finances.

Using Visa Business cards to pay for all your business expenses can help to simplify your paperwork and financial management process enabling quick and easy reconciliation and the feeling of complete control. Not only does it replace the hard work of multiple manual processes with an online record of expenditure, it also gives you more convenience and security than that of cash and cheques. Benefits include:

Providing an easy way to keep track of your business finances. Every payment is debited directly from your Business Current or Business Credit Account, so when you access your account online you know instantly where your business stands helping you make the right financial decisions.
Keeping a clear picture of your business expenses. Clear itemisation of each transaction enables quick and easy reconciliation of your spending, which saves the time and money you'd otherwise spent on bookkeeping.
Making tax returns very much easier with streamlined reporting. A single record of spending means less time lost recovering and organising manual paperwork and lost receipts.
Keeping your business and personal expenses separate. Simplify your expenses with a clear separation of business spend by using your Visa Business card for all your business expenditure.
Allowing you to improve your business cash flow with interest free credit on payments for up to 56 days. This advantage of Visa Business Credit cards can be an invaluable way of managing your cash flow whilst still making necessary payments.

They give you peace of mind given the security and protection with all Visa payments whilst providing the flexibility to make business purchases in a way most convenient to you – in person, by internet, mail and over the phone.

Find out more about Visa Business cards.